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Term Life Insurance

Chubb Life offers comprehensive life insurance to meet the financial protection and security needs of a broad range of your customers.

Term Life Insurance

Term Life Insurance

Enjoy a worry-free life with Chubb Life protection plans.

A term life insurance policy designed to pay cash directly to your loved ones when it’s needed most. The unexpected happens, no one wants to think about what would happen to their family if they suffered an untimely death and, if anyone depends on you financially, you need to consider it.

Your family will need help to

  • Pay rent or mortgage
  • Replace lost income
  • Pay for college tuition
  • Pay medical bills, loans, or credit cards
  • Cover funeral costs

Your family gets protection during those important years. And the extra cash certainly helps!

Policy coverages

What's covered?

Death Benefit

Ease the financial strain on your family if you pass on.
In case of death, this one-time payment benefit will be paid to your loved ones to help relieving financial burden that they may face in near term.

Hospital Benefit (Rider)

Support daily income loss in case of hospitalisation.
If you are hospitalized due to accident or illness, this add-on coverage will provide daily indemnity during medical treatment to support your income loss that may occur up to 365 days per admission.

Critical Illness/Dread Disease Cover (Rider)

Provide a lump sum payment for medical expenses due to dread diseases.
A lump sum benefit from this additional protection will be paid when the insured get diagnosed with one of the specified covered critical illness/dread disease.

Available Term Period

5 or 10 Year term.

Terminal Illness Benefit

Advance payment of 100% sum assured may be paid if the insured is medically diagnosed and expected to pass away within 12 months due to terminal illness.

Guaranteed renewable

For term periods equal to or shorter than the original term (for premium based on attained age); Age limits apply based on jurisdictions.

Guaranteed Insurability Option

This product offers protection regardless of your health conditions or proof of insurability up to age 65/85/75 or 100 depending on the chosen renewable term which gives you continued protection with no worries. Age limits apply based on jurisdictions.

Sample documentation

Chubb Studio API Operations

You will be able to test our APIs in the Sandbox below. To get started, you will be required to get a bearer token/JSON Web Token (JWT) which can be requested using the “Authentication” operation. After you have requested the token, it can be used to authorize all test transactions. Copy and paste the token response from the Authentication operation using the “Authorize” button. Once complete, click the “Try it out” button to run the sample request and receive a response. All the other required fields are already prefilled in the headers for each operation in the Sandbox.