No one plans on getting sick... but just in case, we’ve got you covered.
Critical illnesses, such as heart attack, cancer, and stroke, happen every day. They can have serious consequences, both physical and financial. Help your clients maintain their lifestyle and aid in their recovery with some financial help. While you’re being treated for a specific critical illness like cancer or a heart attack, your income could be affected for 3 to 6 months.
Most families do not have enough savings to keep up with:
Critical illness insurance pays you cash quickly. Upon diagnosis, we send a lump sum check directly to you. You can use your cash benefit however you choose — to help with your everyday living expenses, pay your out-of-pocket medical costs or replace lost income. Your benefit is paid in full regardless of any other insurance you may have.
Affordable, Extensive Coverage
Powerful protection at an affordable price.
Family Coverage
You can insure yourself, your spouse, and your kids. Your children and dependent grandchildren through age 26 can be included at no additional cost.
No Age Penalty
Your rates will never change due to your age.
Full Portability
You can keep your coverage even if you change jobs or retire.
Guaranteed Renewable
Your coverage cannot be cancelled as long as premiums are paid as due.
No Benefit Reduction
Benefits never decrease due to age.
No Coordination of Benefits
Payments are made in addition to any other insurance you may have.
HSA Compatible
You can have this coverage even if you have a Health Savings Account (HSA). Benefits are Paid Based on diagnosis. You are not required to be hospitalized or get treatment to receive benefits.
You will be able to test our APIs in the Sandbox below. To get started, you will be required to get a bearer token/JSON Web Token (JWT) which can be requested using the “Authentication” operation. After you have requested the token, it can be used to authorize all test transactions. Copy and paste the token response from the Authentication operation using the “Authorize” button. Once complete, click the “Try it out” button to run the sample request and receive a response. All the other required fields are already prefilled in the headers for each operation in the Sandbox.
